Kingdom Stewards · Ages 9 to 12

Preteens who weigh every choice by one question: Whose money is this?

CROWN

Between 9 and 12, children begin earning, choosing and deciding for themselves. CROWN gives them a clear, faith-centered way to think through every choice, together with you.

A 19-week, Bible-based course for families with children ages 9 to 12, built on CROWN, a five-step decision tool your child uses every week, and for life.

19 weeks. One core lesson a week, about 45 to 60 minutes (about 14 to 19 hours in all), plus two optional activities when you have time.

Let us lay the proper foundation early. Counting the cost and remaining diligent in the privilege and responsibility God has placed in our hands. What we build into them now, they will carry with them and pass on to their children.

See a full lesson first: Week 7, "Spending Wisely," exactly as it appears in the guide.
Cover of Kingdom Stewards: CROWN, a family stewardship guide for ages 9 to 12

What your child learns

  • Earning, budgeting, saving and giving with purpose
  • How interest and debt work, long before credit is offered
  • Kind, confident words for when friends push to spend
  • How to spot scams and stay safe online

What it grows into

  • Your child pauses and walks through five questions before spending
  • Wise choices come from conviction, not pressure
  • Faith and finances become one conversation
  • Every choice starts with "Whose money is this?"

The five CROWN questions

Your child walks every real purchase through five steps, then talks it over with you.

CConsider God's ownership
RRecognize needs vs. wants
OObserve wise counsel
WWeigh eternal perspective
NNavigate with prayer

What your purchase includes

19 weekly lessons

Earning, budgeting, saving, spending, giving, debt, investing, business, online safety and more

"Start here" scripts

The exact words to open each lesson

Answers for children's questions

Honest replies to "How much do you make?" and "Is it wrong to be rich?"

Real-world projects

A family business panel, a supervised mini business, a debt simulation and a scam detective lesson

Printables pack

CROWN cards, a decision log, trackers, a business planner, a goal sheet and a certificate

The CROWN Validation Tool

An on-screen page you and your child use together to walk a real purchase through all five questions

English and Spanish

Every guide and printable in both languages

The 19 weeks

  1. Week 1The Battle for Your Mind
  2. Week 2God's Ownership: The Foundation of Everything
  3. Week 3The Power of Work: Worship in Action
  4. Week 4Earning: Creating Value for Others
  5. Week 5Budgeting: God's Plan for Money
  6. Week 6Saving: Preparing for What's Ahead
  7. Week 7Spending Wisely: Stewardship in Action
  8. Week 8Money Emotions: Heart Check
  9. Week 9Giving: The Joy of Generosity
  10. Week 10Standing Strong: Money and Friends
  11. Week 11Debt and Borrowing: Freedom or Bondage
  12. Week 12Investing: Making Money Work for God's Kingdom
  13. Week 13Entrepreneurship: Creating Value for God's Kingdom
  14. Week 14Goals and Planning: Building a Legacy
  15. Week 15Digital Stewardship: Money Online
  16. Week 16Putting It All Together
  17. Week 17Leadership: Influencing Others for Good
  18. Week 18Faith in Hard Times
  19. Week 19Graduation: A Lifelong Steward

Every choice starts with one question: Whose money is this?

One-time payment. Secure checkout through Stripe. Your guide and printables are ready to download right after payment.

Receive two storybooks and the first lesson by email

Have a younger child?

The Five Jars is for ages 5 to 8.

See The Five Jars

$47 · Kingdom Stewards: CROWN · Ages 9 to 12